What does a credit report typically list?

A credit report is a detailed document that provides information about an individual's credit history. It typically includes a list of credit accounts, such as credit cards, loans, and mortgages, along with important details about each account, including the amount owed, payment history, and the date accounts were opened. Additionally, the report contains the individual's credit score, which is a numerical representation of their creditworthiness. This information is crucial for lenders as it helps them assess the risk of lending money to the individual.

The other options do not accurately represent what a credit report contains. For instance, a statement of financial goals relates to personal finance planning but is not found in a credit report. Similarly, a statement of income and expenses reflects ongoing finances but is not part of the credit reporting process, nor does it appear on a credit report. Lastly, a statement of assets and liabilities provides a snapshot of an individual's overall financial position but does not typically appear in a credit report format. Thus, the correct answer effectively encapsulates the primary content of a credit report, focusing on credit accounts and the associated credit score.